When one applies for a loan or a credit card, the banks will check your recent CIBIL score (last six months). In general, a score above 700 is considered excellent, though it may differ from bank to bank.
This new change simply eliminates all these additional charges for you. While you use digital platforms, always be mindful while using an authorised platform to ensure the safety of your account and money.
Reading reports of sub-standard food served onboard trains in India is almost everyday news. To change this, the Indian Railways is now in talks with Nestle to provide passengers with pre-packaged menu instead of the freshly cooked food that is currently being served on trains.