The Employees Deposit Linked Insurance Scheme (EDLI) introduced in 1976 is an insurance cover provided by the Employees Provident Fund Organisation (EPFO) for salaried employees from the private sector.
According to the new change, any disease that a policyholder gets diagnosed with within the first three months of taking a health insurance policy will no longer be considered as a pre-existing disease.
If you think about it, a person can only drive one vehicle at a time, and hence, duplicating the personal accident policy for the same person across multiple vehicles is a complete waste.
After almost five years, the Forum has directed the insurance company to settle the claim and observed that childbirth does not indicate a living or dead child.